Huntington Bancshares Incorporated, a regional financial holding company, has announced that it will be closing two branches in Ohio in 2025. The decision to close the branches was made after a comprehensive review of the bank’s branch network and the changing needs of its customers. The closures are part of Huntington’s broader effort to streamline its operations and focus on providing a more efficient and convenient banking experience for its customers.
The two branches that will be closing are located in Cincinnati and Columbus. The Cincinnati branch is located at 3833 Spring Grove Avenue, and the Columbus branch is located at 1717 East Broad Street. Both branches will close on May 1, 2025. Customers of the affected branches will be notified of the closures and will be provided with information about how to access their accounts and conduct their banking business at other Huntington branches or through the bank’s online and mobile banking services.
The decision to close the two branches was not made lightly. Huntington conducted a thorough analysis of its branch network and customer traffic patterns before making the decision. The bank determined that the branches were underutilized and that the closures would not significantly impact its ability to serve its customers. Huntington is committed to providing its customers with a convenient and accessible banking experience, and the bank will continue to invest in its branch network and technology to meet the evolving needs of its customers.
Huntington Bank to Close Two Ohio Locations in 2025
Branch Consolidations: Two Ohio Locations to Shutter in 2025
Huntington Bank has announced the closure of two branches in Ohio as part of a broader branch consolidation strategy. The affected locations are:
- Cambridge Branch: 1000 E Wheeling Ave, Cambridge, OH 43725
- Clarksville Branch: 2570 E Main St, Clarksville, OH 45113
The decision to close these branches was made after careful consideration of customer traffic patterns, proximity to other Huntington locations, and the availability of alternative banking options. Both branches will officially close their doors on March 10, 2025.
Customers impacted by these closures will have access to nearby Huntington branches for their banking needs. The bank will provide ample notice to affected customers and assist them in transitioning to alternate locations.
Alternative Banking Options
To ensure continued convenience for customers, Huntington Bank offers a range of alternative banking options, including:
- Online Banking: Manage accounts, pay bills, and transfer funds 24/7
- Mobile Banking: Access banking services through the Huntington Mobile app
- ATMs: Withdraw cash, deposit checks, and make other transactions at Huntington ATMs
- Phone Banking: Speak to a live customer service representative
Customers can also visit the Huntington Bank website or call 1-800-972-4444 for more information.
Branch Information Table
| Branch | Address |
|---|---|
| Cambridge | 1000 E Wheeling Ave, Cambridge, OH 43725 |
| Clarksville | 2570 E Main St, Clarksville, OH 45113 |
Transitioning to a More Digital-Focused Model
Huntington Bank’s transition to a more digital-focused model reflects the evolving landscape of banking. Customers increasingly prefer the convenience and accessibility of online and mobile banking services. By embracing digital technology, Huntington Bank aims to meet these changing customer needs while also streamlining operations and reducing costs.
Branch Transformation
As part of its digital transformation strategy, Huntington Bank has been actively converting traditional brick-and-mortar branches into digital banking centers. These centers offer a hybrid experience, combining the convenience of self-service digital kiosks with the option of personalized assistance from staff members.
At digital banking centers, customers can access a range of services, including:
- Account access and management
- Loan and mortgage applications
- Financial planning consultations
Enhanced Digital Banking Platform
To complement its branch transformation, Huntington Bank has also invested heavily in its digital banking platform. This platform provides customers with a seamless and secure banking experience from the comfort of their homes or on the go. Key features of Huntington’s digital banking platform include:
- Mobile check deposit
- Real-time account monitoring
- Online bill pay and budgeting tools
Huntington Bank’s digital-first approach empowers customers to manage their finances with greater flexibility and efficiency. By leveraging technology, the bank is able to provide a more personalized and convenient banking experience while also optimizing its operations for the future.
Impact on Customers
The closure of the two Huntington Bank locations in Ohio in 2025 will impact customers who rely on those branches for banking services. Customers will need to find alternative ways to access their accounts, such as using online banking, visiting other branches, or using ATMs. Huntington Bank is committed to providing its customers with convenient and accessible banking services, and will work to minimize the impact of the closures on its customers.
Impact on Employees
The closure of the two Huntington Bank locations in Ohio in 2025 will also impact employees who work at those branches. Huntington Bank is committed to supporting its employees during this transition, and will provide them with opportunities for training and relocation.
Employee Support and Assistance
Huntington Bank has implemented a comprehensive support and assistance program for employees affected by the closures. This program includes:
- Financial assistance for relocation expenses
- Training and development opportunities
- Job placement assistance
- Outplacement services
The bank is also working with local agencies to provide additional support to employees, such as job fairs and career counseling. Huntington Bank is committed to providing its employees with the resources and support they need to successfully transition to new roles.
| Employee Support Program | Description |
|---|---|
| Financial assistance for relocation expenses | Up to $5,000 for relocation expenses for employees who are required to relocate for a new position |
| Training and development opportunities | Free training and development programs to help employees acquire new skills and prepare for new roles |
| Job placement assistance | Personalized job placement assistance to help employees find new roles that are a good fit for their skills and experience |
| Outplacement services | Professional outplacement services to help employees with resume writing, interview preparation, and job search strategies |
Bank Considers Alternative Services and Partnerships
Huntington Bank is actively exploring various alternatives to ensure continued service to its customers affected by the upcoming branch closures. The bank recognizes the importance of having accessible banking services and is committed to finding solutions that meet the needs of the local community.
Digital Banking Options
Huntington Bank has a robust online and mobile banking platform that provides customers with a wide range of self-service options. These services include account management, bill pay, mobile check deposit, and ATM locator. The bank encourages customers to consider utilizing these digital channels for their banking needs.
ATM Network
Huntington Bank operates an extensive network of ATMs throughout the region. These ATMs allow customers to withdraw cash, deposit checks, and perform other basic banking transactions. The bank is working to ensure that there will be sufficient ATM coverage in the areas affected by the branch closures.
Community Partnerships
Huntington Bank is exploring partnerships with local organizations to provide banking services within the affected communities. These partnerships could involve shared branching, where customers can conduct transactions at select non-Huntington locations, or mobile banking initiatives that bring banking services to areas without a physical branch.
| Branch Location | Closure Date |
|---|---|
| 8710 Central Ave, Pickerington, OH | March 17, 2025 |
| 316 W Main St, Lockbourne, OH | May 12, 2025 |
Restructuring Plan to Improve Efficiency and Resilience
Streamlining Operations for Enhanced Performance
Huntington Bank’s strategic restructuring plan aims to optimize operations and enhance efficiency across its network. By consolidating select locations, the bank can focus on key markets and tailor services to meet the evolving needs of its customers in those areas.
Rationalizing Branch Presence for Optimal Reach
The bank’s decision to close two Ohio locations in 2025 is part of its ongoing effort to ensure a strong and sustainable footprint. The affected locations were carefully evaluated based on factors such as customer traffic, market trends, and proximity to other Huntington Bank branches.
Minimizing Redundancies, Maximizing Resources
By closing overlapping branches, Huntington Bank can direct its resources more effectively towards areas where they are needed most. This optimization will allow the bank to invest in and enhance its core banking services, digital offerings, and personalized customer experiences.
Enhancing Customer Convenience Through Digital Channels
Huntington Bank recognizes the increasing reliance on digital banking services. The bank’s restructuring plan complements its ongoing efforts to expand and improve its online and mobile banking capabilities. Customers will continue to have access to a full suite of banking services through Huntington’s digital platforms.
Transitioning with Customer Support and Communication
Huntington Bank is committed to ensuring a smooth transition for its customers and employees affected by the branch closures. The bank will provide ample notice, assist customers in finding alternative banking locations, and provide support throughout the transition process. Open communication and transparency are key to maintaining customer trust and satisfaction.
Impact on Local Economies and Businesses
Banking Services and Local Financial Activities
The closure of Huntington Bank branches in Ohio will reduce access to traditional banking services in the affected communities. Businesses may face challenges in managing their finances, accessing loans, and conducting other banking transactions.
Reduced Economic Activity
The departure of a major financial institution can lead to a decline in economic activity. Businesses that rely on banking services may experience a decrease in revenue and profitability. Furthermore, the reduced presence of Huntington Bank may discourage investment and economic growth in the impacted areas.
Job Losses and Business Closures
The closure of Huntington Bank branches will result in job losses for employees working at those locations. This can have a negative impact on local unemployment rates and strain the regional economy. Additionally, some businesses that are heavily dependent on banking services may be forced to close or downsize their operations.
Community Impact
Huntington Bank often plays a vital role in local communities, sponsoring events, supporting non-profits, and providing financial education. The closure of branches may diminish the bank’s ability to contribute to community well-being.
Customer Convenience and Accessibility
Customers who rely on Huntington Bank for their banking needs will face inconvenience due to the closure of branches. They may have to travel further distances or explore alternative banking options, potentially increasing their expenses and reducing accessibility to financial services.
Long-Term Impacts
The long-term implications of Huntington Bank’s withdrawal from Ohio communities remain uncertain. While some businesses and individuals may adapt to the changes, others may struggle to recover from the loss of banking services. The full extent of the economic and social impact will depend on a range of factors, including the availability of alternative banking options and the resilience of the local economy.
Huntington Bank’s Future Strategy in Ohio
Closure of Two Branches in 2025
Huntington Bank has announced plans to close two branches in Ohio in 2025. The affected locations are in Dayton and Powell.
Diversification of Service Channels
The closures are part of Huntington Bank’s ongoing strategy to diversify its service channels and meet the evolving needs of its customers. The bank is investing heavily in digital and self-service banking options, which have become increasingly popular.
Investment in Digital Capabilities
Huntington Bank is committed to investing in cutting-edge digital capabilities, including mobile banking, online bill pay, and automated financial planning tools. These investments are designed to provide customers with greater convenience and control over their finances.
Branch Network Optimization
The bank is also optimizing its branch network to ensure that it has a presence in the areas where its customers live and work. While it is closing some branches, Huntington Bank is opening new branches in growing communities or relocating branches to more convenient locations.
Focus on Customer Experience
Huntington Bank is committed to providing its customers with the best possible experience. The closures are not expected to significantly impact customer service, as the bank is working to ensure that existing customers have access to alternative banking options.
Community Partnerships
Huntington Bank recognizes its role as a community partner and will continue to invest in the neighborhoods it serves. The bank will explore ways to maintain its presence in the affected communities through partnerships with local organizations.
Table: Branch Closure Summary
| Location | Closure Date |
| Dayton | March 2025 |
| Powell | June 2025 |
Industry Trends Driving Branch Closures
Changing Banking Habits of Customers
The widespread adoption of online and mobile banking has reduced the need for customers to visit physical branches, leading to branch closures.
Rising Costs of Maintaining Branches
Operating a branch requires significant overhead costs, including rent, utilities, and staff salaries. Banks are increasingly consolidating branches to reduce expenses.
Growth of Digital Banking
Digital platforms offer convenient, 24/7 access to banking services, making them a preferred choice for customers over traditional branches.
Increased Competition from Non-Bank Financial Institutions
Non-traditional financial institutions, such as online lenders and fintech companies, are offering competitive products and services, reducing the need for customers to rely on banks for all their financial needs.
Regulatory Pressures
Regulations aimed at improving customer safety and preventing financial crimes have increased the compliance burden for banks, leading to higher operating costs.
Demographic Shifts
Changing demographics, such as an aging population and increased urbanization, have impacted the demand for branch services.
Focus on Efficiency
Banks are prioritizing efficiency measures to improve profitability and reduce operating costs, leading to branch closures.
Extra Detail on Technology Advancements
Technological advancements in ATMs, mobile apps, and online banking have significantly reduced the need for customers to visit branches for routine transactions. For example, mobile deposits, bill payments, and remote account management can be done conveniently from anywhere.
Additionally, artificial intelligence (AI) and machine learning (ML) are being integrated into banking services, automating tasks and providing personalized experiences that reduce the necessity for in-person interactions.
| Transaction | Can Now Be Done Remotely |
|---|---|
| Deposits | Mobile Deposits |
| Payments | Online Bill Payments |
| Transfers | P2P and Zelle Transfers |
| Statement Access | Online Statements |
| Account Management | Online Account Management |
Customer Response and Adaptation
Branch Closures and Customer Concerns
The announcement of Huntington Bank’s branch closures has naturally raised concerns among customers. Many have expressed disappointment and frustration over losing convenient access to banking services. The closures will impact both personal and business customers who rely on these locations for day-to-day transactions, account management, and financial advice.
Adapting to Digital Banking
To mitigate the impact of branch closures, Huntington Bank is urging customers to transition to digital banking channels, such as online banking, mobile banking, and ATMs. These platforms offer similar services to physical branches, including bill payments, check deposits, account monitoring, and even loan applications. Though some customers may initially resist the change, Huntington Bank believes that digital banking provides greater convenience, accessibility, and security.
Business Customers’ Strategies
Business customers facing branch closures have additional concerns, as they often rely on in-person interactions for complex financial transactions, such as loans, investments, and cash management. To address these concerns, Huntington Bank is offering tailored solutions, including virtual meetings with financial advisors, remote check deposits, and customized account services. By exploring alternative banking methods, business customers can adapt to the changing landscape.
Support and Transition Assistance
Huntington Bank is committed to supporting customers during the transition to digital banking. The bank is providing resources, such as tutorials, webinars, and personalized guidance, to help customers become comfortable with digital channels. Additionally, the bank’s customer service team is available to answer questions and assist customers with any difficulties they may encounter.
Financial Literacy and Education
Huntington Bank recognizes that some customers may need additional financial education to navigate the transition to digital banking. The bank is offering educational workshops and resources to help customers develop financial literacy skills and understand the benefits of digital banking. By empowering customers with knowledge, Huntington Bank aims to foster confidence and self-reliance.
Community Outreach and Collaboration
Huntington Bank is engaging with community organizations and local businesses to promote awareness of digital banking and provide support to affected customers. The bank is also collaborating with other financial institutions to explore shared ATM networks and alternative access points, ensuring that customers continue to have convenient access to banking services.
Customer Service Enhancement
To compensate for the reduced physical presence, Huntington Bank is investing in customer service enhancement. The bank is expanding its call center hours, increasing staff, and implementing artificial intelligence chatbots to provide 24/7 support. Customers can expect timely and personalized assistance, regardless of their preferred communication channel.
Data Security and Privacy
Huntington Bank prioritizes the security and privacy of customer information in the transition to digital banking. The bank employs robust encryption techniques, multi-factor authentication, and data protection protocols to safeguard customer data from unauthorized access and fraud. Customers can be confident that their financial information is protected to the highest standards.
Continued Innovation and Improvement
Huntington Bank is committed to continuously innovating and improving its digital banking platforms. The bank is investing in technologies such as artificial intelligence, machine learning, and user experience design to enhance the customer experience. By embracing innovation, Huntington Bank aims to make digital banking more convenient, intuitive, and secure.
Table of Resources
| Resource | Description |
|---|---|
| Online Banking Tutorial | Step-by-step instructions for using online banking |
| Webinars | Live demonstrations and Q&A sessions on digital banking |
| Customer Service Hotline | 24/7 support for banking inquiries and assistance |
| Educational Workshops | Financial literacy and digital banking training |
| Community Resource Directory | List of organizations providing support and services |
Economic Implications of Bank Branch Consolidation
Impact on Community Development
Bank branches play a vital role in supporting local businesses and community economic development. Closing locations reduces access to financial services, which can hinder business growth and job creation.
Reduced Competition
Fewer bank branches decrease competition in the local banking market. This can result in higher fees, lower interest rates on savings, and fewer lending options for consumers.
Job Losses
Branch closures directly lead to job losses in the banking sector. In turn, this can have a ripple effect on other businesses that support bank employees, such as restaurants and retail stores.
Loss of Services
Bank branches provide a wide range of services beyond traditional banking transactions, including financial planning, investment advice, and community outreach programs. Closures reduce access to these essential services.
Inconvenience for Customers
Closing branches forces customers to travel further to conduct banking business. This can be a significant inconvenience, particularly for seniors, people with disabilities, and those who live in rural areas.
Economic Disparities
Branch closures often disproportionately impact low-income and minority communities. These areas rely heavily on bank branches for access to financial services and economic opportunities.
Increased Use of Digital Banking
Bank branch closures accelerate the shift towards digital banking. While this provides convenience for some customers, it can create challenges for those who lack access to technology or prefer in-person interactions.
Impact on Property Values
The presence of a bank branch can positively impact property values in the surrounding area. Closing locations can reduce the desirability of a neighborhood and lead to a decline in property values.
Data Security Concerns
The shift towards digital banking raises concerns about data security and privacy. Customers may be reluctant to conduct banking transactions online if they perceive a risk of identity theft or fraud.
Impact on Local Businesses
Bank branches generate business for local businesses, such as restaurants, coffee shops, and retail stores. Closing locations reduces customer foot traffic and can negatively impact these businesses.
Huntington Bank to Close Two Ohio Locations in 2025
Huntington Bank, one of the largest banks in the Midwest, has announced that it will be closing two of its Ohio locations in 2025. The branches affected are located in the cities of Dayton and Columbus.
The bank cited declining foot traffic and the rise of digital banking as the reasons for the closures. Huntington Bank has been investing heavily in its digital offerings in recent years, and it believes that customers are increasingly using these services to manage their finances.
The closures will result in the loss of 15 jobs in Ohio. The bank said that it will work with affected employees to help them find other positions within the company.
People Also Ask
Will Huntington Bank close any other locations in Ohio?
Huntington Bank has not announced any other planned closures in Ohio at this time.
Why is Huntington Bank closing branches?
Huntington Bank is closing branches due to declining foot traffic and the rise of digital banking.
What will happen to the employees who work at the closed branches?
The bank said that it will work with affected employees to help them find other positions within the company.
